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Health Insurance California

health insurance california

Get the cheapest health insurance California policy at costulessdirect.com.  Your good health is your most prized possession. Direct access to qualified medical care is something none of us should ever be without. As the largest, privately-controlled insurance distribution company in the nation, Cost-U-Less Insurance has the network to provide our clients with industry-leading health insurance options from the established major carriers, often with exclusive discounts. Most important, our experienced industry experts will guide you step-by-step in ensuring you’re matched with the right health coverage for you and your family. We understand there is a wide range of needs based on your specific situation. Let us tailor a plan to meet your needs today!

Why bother with Health Insurance?

Receiving quality health care is dependent on having quality health insurance. If you lack insurance or financial resources, you will have limited choice of providers or the care you receive.

The rising cost of health care today is skyrocketing. If you’re uninsured, a two-day hospital stay, prolonged care for a chronic condition, a prescription for an on-going drug regimen, or even a few late-night hours in a hospital emergency room can leave you on the hook with thousands of dollars in hospital bills.

Individuals without health insurance often put off receiving care, and when they finally do seek care, their condition has been made worse. It’s no wonder the uninsured have markedly higher mortality rates for cancer and many other serious diseases.

What are my rights and protections?

You cannot be discriminated from buying insurance due to health status, gender, age, or occupation. Don’t let your insurance have a gap in coverage that lasts for 63 days or longer — you may be fall under a pre-existing condition exclusion period.

In an emergency situation, federal law safeguards you from being denied care in an emergency room, even if you have no insurance or lack the means to pay. If you don’t have health insurance and it’s not considered an emergency, private hospitals are not required to treat you, however, some medical facilities, as well as your city’s public hospitals and are legally bound to provide treatment.

It is our belief that society benefits when all Americans have access to reasonably priced insurance, regardless of their social, economic, or legal status. The sound guidance of our experienced insurance experts will ensure you find the best health insurance suited for you and your family. All Cost-U-Less Insurance advisors are licensed professionals dedicated to provide you with personal, one-on-one attention. Call us today and let us help you get the most out of your health dollars.

Coverage:

Individual Medical Coverage

Primary medical insurance coverage, designed for people who don’t have this type of coverage through their employer or another group.

Medicare Supplement Insurance

Medicare Supplement Insurance is designed for senior citizens who participate in Medicare. It provides additional coverage to help with many of the expenses that Medicare does not pay.

Medicare Part D Coverage

Medicare Part D is prescription drug coverage available to those enrolled/eligible for Medicare Part A and/or Part B.

Hospital Income Coverage (Supplemental Medical*)

This coverage supplements primary health insurance coverage by providing you with a pre-determined benefit amount for those extra, unbudgeted expenses that arise.

Benefits may be paid for:

  • Hospitalization
  • Accidental Injury
  • Outpatient Surgery
  • Extended Care
  • Intensive Care

Tips & Resources: Myths and Facts about the President’s Health Reform:

How do I get Health Insurance?

Becoming insured by one of the experts at Cost-U-Less Insurance is easy! We sell insurance at our local offices, online at www.costulessdirect.com and over the phone at 800-538-3213

2017 Cost-U-Less Insurance Center ™
(CA License #OC13463) - 7711 Center Ave #200, Huntington Beach, CA 92647