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Health Insurance California

health insurance california

Affordable California Health Insurance for Your and Your Family

Direct access to qualified medical care is something no one should ever be without. As the largest, privately-controlled insurance distribution company in the nation, Cost-U-Less Insurance has the network to provide our clients with industry-leading health insurance options from the established major carriers, often with exclusive discounts. Most important, our experienced industry experts will guide you step-by-step to ensure you’re matched with the right health coverage for you and your family. We understand there is a wide range of needs based on your specific situation. Let us tailor a plan to meet your needs.

Do I really need health insurance?

Receiving quality health care is dependent on having quality health insurance. If you lack insurance or financial resources, you will have limited choice of providers or the care you receive. The rising cost of health care today is skyrocketing. If you’re uninsured, a two-day hospital stay, prolonged care for a chronic condition, a prescription for an on-going drug regimen, or even a few late-night hours in a hospital emergency room can leave you on the hook with thousands of dollars in hospital bills.

Individuals without health insurance often put off receiving care, and when they finally do seek care, their condition has been made worse. It’s no wonder the uninsured have markedly higher mortality rates for cancer and many other serious diseases.

Why Cost-U-Less?

At Cost-U-Less, we believe all Americans should have access to reasonably priced insurance, regardless of their social, economic, or legal status. The sound guidance of our experienced insurance experts will ensure you find the best health insurance suited for you and your family. All Cost-U-Less Insurance advisors are licensed professionals dedicated to provide you with personal, one-on-one attention. Call us today and let us help you get the most out of your health dollars.

Types of Health Insurance Coverage

Individual Medical Coverage

Primary medical insurance coverage, designed for people who don’t have this type of coverage through their employer or another group.

Medicare Supplement Insurance

Medicare Supplement Insurance is designed for senior citizens who participate in Medicare. It provides additional coverage to help with many of the expenses that Medicare does not pay.

Medicare Part D Coverage

Medicare Part D is prescription drug coverage available to those enrolled/eligible for Medicare Part A and/or Part B.

Hospital Income Coverage (Supplemental Medical*)

This coverage supplements primary health insurance coverage by providing you with a pre-determined benefit amount for those extra, unbudgeted expenses that arise.

What’s covered by health insurance?

In general, your health insurance policy helps cover the following:

  • Hospitalization
  • Accidental Injury
  • Outpatient Surgery
  • Extended Care
  • Intensive Care

How do I get health insurance?

Cost-U-Less can help you compare health insurance plans by providing a free quote for California health insurance. Request your health insurance quote online by entering your zip code in the form at the top of the page or give us a call at  800-538-3213.

2017 Cost-U-Less Insurance Center ™
(CA License #OC13463) - 7711 Center Ave #200, Huntington Beach, CA 92647