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Boat Insurance

Front view of a boat traveling through the ocean

Marine and Boat Insurance from Cost-U-Less

Get the best boat insurance California policy at an affordable rate through Cost-U-Less. Cost-U-Less can find the lowest rates and coverages so you’re sure to have a good time on the water and off. By insuring your boat, you can relax and enjoy the sun and surf as you motor, sail or cruise.

Cost-U-Less Insures the Following Boat and Watercraft Types:

  • Runabouts
  • Mini Jet Boats
  • Sailboats
  • Pontoon Boats
  • House Boats
  • Cabin Cruisers
  • Other Fishing Boats
  • Bass Boats
  • Personal Watercraft
  • Yachts

Do I have to have boater’s insurance in California?

You are not required to have boater’s insurance in California. In some states there is a requirement to carry boat insurance, so always check with the boating law administrator’s office in the state you plan to boat in.

Do I have to register my boat?

California law requires current registration of most vessels, including moored vessels, whether or not they are used. All vessels must be registered except:

  • Boats propelled manually.
  • Sailboats eight feet or less in length.
  • Ship lifeboats used solely for lifesaving.
  • Boats from out of state, registered in that state.
  •  Sailboards

Get a Free Boat Insurance Quote

Get a free boat insurance quote online by entering your zip code in the form at the top of the page, by calling us at 800-538-3213, or by visiting one of our local offices.

Choose coverage options for boating in the open ocean or for winter storage. Fresh water boat coverage and insurance for your boat and accessories is also available. Don’t sail, row, motor or cruise on the water without the right marine insurance to meet your needs.

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