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Renters Insurance

Cheerful couple sitting in empty apartment with moving boxes

Get Affordable Renters Insurance California at Cost-U-Less

Cost-U-Less allows you to compare renters insurance quotes from multiple companies to find the policy that best fits your needs and budget. This means that you’ll get the best renters insurance policy at the best price, and save time.

What is Renters Insurance?

If you rent rather than own your home, having insurance protection for yourself and your possessions is still important. Rental insurance protects you in situations that everyone can face: fire, theft, water damage and other unforeseen circumstances–situations your apartment owner’s policy doesn’t cover.

Renters insurance typically provides coverage, up to the limits you select, for specified items and situations, including:

  • Personal property (furniture, electronics, computer equipment, clothing, etc.)
  • Personal liability if someone is hurt, whether in your home or away from it
  • Damage to your apartment or home caused by a covered loss

Imagine going to dinner or a special family get-together, and when you return home, you’re greeted by the flashing lights of police cars and fire trucks. Building fires and damage can happen anytime, anywhere, but with proper renters insurance, your personal property inside your apartment will generally be covered if they’re affected by any of the following:

  • Fire
  • Smoke damage
  • Theft
  • Collapse of the building due to weather
  • Water leakage or overflow
  • Freezing of plumbing, air conditioning and more

Rental Insurance Covers More Than Property, Possessions, and Belongings

Renters insurance will protect you from incidents that occur while you’re at home, too, such as a toaster catching on fire or a friend slipping and falling while visiting you. Renters insurance provides coverage for your own items, and it provides coverage for other people’s injuries or damages in situations for which you’re liable, as well.

Renters insurance, sometimes referred to as an HO4 policy, can provide the financial protection you need in case your possessions are destroyed or stolen, as well as liability protection if someone is hurt in your dwelling.

Before you shop for renters insurance, take an inventory of what you own to decide what level of coverage makes you comfortable. Cost-U-Less offers customizable policies to meet your needs.

Protect Your Apartment, Condo, or Rental House with Rental Insurance

If you are renting an apartment, condo, or house, you can protect you and your family with Cost-U-Less Insurance. Rental insurance covers damages to your possessions when you rent rather than own your home. Our team of bilingual insurance experts with decades of experience in the field have helped thousands of renters to find policies best suited to them. Renters insurance can protect your personal property against fire, theft and vandalism, as well as from personal liability lawsuits.

How do I get renters insurance?

Cost-U-Less makes the process of obtaining renters insurance fast and easy. Request a quote online by entering your zip code in the form at the top of the page or give us a call at 800-538-3213.

2018 Cost-U-Less Insurance Center ™
(CA License #OC13463) - 7711 Center Ave #200, Huntington Beach, CA 92647