Health Insurance California

Cost-U-Less can guide you through the process of selecting, applying for, and obtaining the coverage plan that best adapts to the needs of you and your family. Let us help you customize the right type of health coverage so that you can make the best out of your health insurance policy.

Do you qualify for Special Enrollment in the California health insurance marketplace? COVID-19 has made many more families eligible to enroll during this time and many don’t even know it. At Cost-U-Less, we can guide you through the process of selecting, applying for, and obtaining the coverage plan that best adapts to the needs of you and your family during Special Enrollment. Let us help you customize the right type of health coverage so that you can make the best out of your health insurance policy.

• There are many reasons you might be eligible for California health insurance coverage, including issues with Covid, having been assessed a tax penalty for no coverage and much more. We can help you work through the complicated guidelines to see if you qualify for Special Enrollment. Almost everybody does!
• Our experts can help you understand the four levels of coverage (Bronze, Silver, Gold, or Platinum), what health benefits are included in each of them, and what works best for your situation.
• Avoid penalties of up to $800 (and another $400 per dependent child) when you file your 2022 state income tax return in 2023.
• We can help you compare plans so you can save money and avoid the hassle of comparing dozens of policies that may not be the right fit.
• Explore low-cost and even apply for free options for which you may qualify.
• Get outstanding service all year round: before, during, and after the enrollment period. We’re here to help!

Even if premiums can seem expensive, these sums don’t compare to the thousands of dollars that an ambulance ride or a hospital stay can set you back. Health insurance premiums are a competitive way to make the costs of becoming sick more affordable for everyone.

Cost-U-Less can guide you through the process of selecting, applying for, and obtaining the coverage plan that best adapts to the needs of you and your family. Let us help you customize the right type of health coverage so that you can make the best out of your health insurance policy.

You can also give us a call at 877-690-4020 to talk to an expert insurance agent who can answer your questions and help you find the health insurance plan that fits your needs and budget.

At Cost-U-Less, we can help you apply for the government’s financial support options and find out if you’re eligible for any of them. This is a great way to get financial support.

Depending on your household size and income, you may qualify for different financial support forms for healthcare. Individuals and families with limited incomes can apply to state and nation-wide programs to obtain low-cost health coverage according to their specific situation. Those who do not qualify for these programs might still be eligible for their county’s limited health services.

In most cases, yes! Even if you missed open enrollment, many people qualify to enroll during Special Enrollment. Some, but not all, of the qualifying events for Special Enrollment include:

• COVID-19
• New baby. Having a child or adopting a child, receiving a child into foster care, or placing a child in adoption or a foster home.
• Change in place of residence, including release from jail.
• Losing health care (e.g., you are no longer eligible for Medi-Cal, or you lose your employer health insurance)
• Income changes (typically a drop), and you need additional help paying for your insurance.
• Turning 26 years old and no longer eligible to remain on your parent or guardian’s plan.
• Getting married or entering into a domestic partnership.
• Becoming a citizen, national, or lawfully present individual.
• Having a tax penalty on your 2021 returns for not being enrolled.