Health Insurance California

Covered California 2021 Open Enrollment Period:  Nov. 1, 2020 – Jan. 31, 2021

Cost-U-Less can guide you through the process of selecting, applying for, and obtaining the coverage plan that best adapts to the needs of you and your family. Let us help you customize the right type of health coverage so that you can make the best out of your health insurance policy.

What Can Cost-U-Less Do for You?

• Our experts can help you understand the four levels of coverage (Bronze, Silver, Gold, or Platinum), what health benefits are included in each of them, and what works best for your situation.
• Avoid penalties of up to US$750 (and another US$375 per dependent child) when they file their 2020 state income tax return in 2021.
• We can help you compare plans so you can save money and avoid the hassle of comparing dozens of policies that may not be the right fit.
• Explore low-cost and even apply for free options for which you may qualify.
• Get outstanding service all year round: before, during, and after the enrollment period. We’re here to help!

Health Insurance is Always a Good Idea

Even if premiums can seem expensive, these sums don’t compare to the thousands of dollars that an ambulance ride or a hospital stay can set you back. Health insurance premiums are a competitive way to make the costs of becoming sick more affordable for everyone.

Cost-U-Less can guide you through the process of selecting, applying for, and obtaining the coverage plan that best adapts to the needs of you and your family. Let us help you customize the right type of health coverage so that you can make the best out of your health insurance policy.

You can also give us a call at 855-969-7643 to talk to an expert insurance agent who can answer your questions and help you find the health insurance plan that fits your needs and budget.

Is There Any Financial Help Available?

At Cost-U-Less, we can help you apply for the government’s financial support options and find out if you’re eligible for any of them. This is a great way to get financial support.

Depending on your household size and income, you may qualify for different financial support forms for healthcare. Individuals and families with limited incomes can apply to state and nation-wide programs to obtain low-cost health coverage according to their specific situation. Those who do not qualify for these programs might still be eligible for their county’s limited health services.

I Missed Open Enrollment. Can I Still Get Insurance?

If you missed Open Enrollment, you wouldn’t be able to change or purchase health insurance unless a qualifying life event has occurred.

• New baby. Having a child or adopting a child, receiving a child into foster care, or placing a child in adoption or a foster home.
• Change in place of residence, including release from jail.
• Losing health care (e.g., you are no longer eligible for Medi-Cal, or you lose your employer health insurance)
• Income changes (typically a drop), and you need additional help paying for your insurance.
• Turning 26 years old and no longer eligible to remain on your parent or guardian’s plan.
• Getting married or entering into a domestic partnership.
• Becoming a citizen, national, or lawfully present individual.

How can I Get a Free Quote?

We can help you find the right insurance plan fit by providing a free quote. Find an affordable health care plan that fits your needs and budget through Cost-U-Less Insurance. Get a free California health insurance quote online or give us a call to get started.