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Workers’ Compensation Insurance

Got questions about workers’ comp? We’ve got the answers!

Workers’ Compensation Insurance from Cost-U-Less

Cost-U-Less offers the best rates for workers’ compensation insurance. While required by law, rates for workers’ compensation insurance premiums are not regulated by the state. Let Cost-U-Less find you the best rates for workers’ compensation coverage.

Penalties for Not Having Workers’ Compensation Insurance in California

Workers’ compensation insurance protects employers in the event of injuries sustained by employees while on the job. California employers with as few as a single employee are required by law to have workers’ compensation insurance. Failure to purchase and maintain workers’ compensation coverage violates the California Labor Code (Section 3700.5), and is a misdemeanor criminal offense punishable by either a fine of up to $10,000 or imprisonment in the county jail for up to one year, or both. The state also issues penalties of up to $100,000 against illegally uninsured employers (Labor Code section 3722(a/b)). Don’t get caught without workers’ compensation insurance. Let Cost-U-Less find you the best coverage at an affordable price.

Construction workers climbing on a building frame.

State Workers’ Compensation Laws

State workers’ compensation laws cover all types of employees regardless of whether they are working as a part-time, full-time or a leased worker. The laws specifically mention that teachers for public schools, county workers working under hazardous conditions, and even volunteers working for a profitable business can also qualify for occupation injury compensation benefits. Depending on the nature of your business, additional specialized business insurance coverage may be required.

Liability insurance for businesses and professionals may include:

  • Errors and Omissions Insurance
  • Malpractice Insurance
  • Automobile Insurance
  • Directors’ and Officers’ Liability Insurance

Workers’ Compensation Insurance Quotes

Cost-U-Less can help you find the best rates for workers’ compensation insurance. Get a free workers’ compensation insurance quote on by entering your zip code in the form above or by calling us at 800-538-3213.

Cost-U-Less Insurance has convenient locations staffed with brokers who have decades of experience under their belt. In order to serve customers better, most agents are bilingual and understand the specific needs of the local community. When you have questions about the coverage you need, you can rest assured knowing Cost-U-Less will guide you to the right options.