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Privacy Policy

You have certain rights under state and federal law with respect to the privacy of information Sacramento Auto Insurance Center, Inc. dba Cost-U-Less Insurance Center and its Affiliated Companies (collectively “we”, “our” or “us”) obtain about you when we place insurance on your behalf or provide related insurance services primarily for personal, family, or household use.  We will only share your information for purposes of placing your insurance, to offer you products and services, or as otherwise permitted by law.  If our use or sharing of your information changes for any reason, we will notify you in writing.

This Privacy Notice outlines our information sharing practices to help you understand how we protect your privacy, when we collect and use information about you, and the measures we take to safeguard that information.


We collect nonpublic personal information about you to place insurance on your behalf or provide other products or services.  The categories of nonpublic personal information that we collect about you may be from the following sources:

  • Information we receive from you on applications, forms, and questionnaires, including but not limited to your occupation, current employer, address, birth date, marital status, driver’s license number, social security number, driving record, and health conditions;
  • Information about your transactions with us, our affiliates, or previous insurers, such as your policy coverage, claims information, premiums, and payment history; and
  • Information we receive from third party reporting agencies, such as motor vehicle reports which disclose driving history and credit reporting agencies.


We do not disclose nonpublic personal information we collect about you, as described above, to nonaffiliated companies to market products or services to you.  However, we may disclose nonpublic personal information we collect about you, as described above, to Affiliated Companies and nonaffiliated companies to allow us to provide you with our services or as otherwise allowed under federal and state law.  Additionally, California law allows us to share your nonpublic personal information with our Affiliated Companies to market products and services to you.  You cannot prevent these disclosures.


We will not disclose medical information about you unless allowed by federal or state law or pursuant to your expressed written consent.


You have the right, upon request to us, to access to and reproduction of nonpublic personal information about you in our possession.  Additionally, you have the right, upon request, to correction, amendment or deletion of such nonpublic personal information, and, if we disagree with your request, to add your views to our records. In order to obtain your information or make such requests, or to report any suspected misuse of your information, you must call the toll-free number 800-300-0227.


We protect your nonpublic personal information.  Only employees who provide products or services to you will have access to such information.  We maintain physical, electronic and procedural safeguards that comply with federal and state regulations to guard your nonpublic personal information.


Affiliated Companies means companies related by common ownership or control, directly or indirectly, and include, but are not limited to:  Freeway Insurance Services, Inc., Freeway Administrative Services, Inc., Freeway Dealer Services, Inc., SSB Insurance Services, Inc. dba Seguros Sin Barreras Insurance Services, Sacramento Auto Insurance Center, Inc. dba Cost‑U‑Less Insurance Center, Freeway Insurance Services of Arizona, Inc., Freeway Insurance Services of Nevada, Inc., Vern Fonk Insurance Services, Inc., Auto Insurance Discounters, Inc. dba All Insurance Discounters, Freeway Insurance Services of New Jersey, Inc. dba Royale Insurance Agency and First Americano Insurance Agency, Freeway Insurance Services of New York, Inc. dba Advanced Auto Insurance, Freeway Insurance Services of Florida, Inc., The Keller Group, Inc., CW Baker-Foltz Insurance Agency, Lewiston Insurance Agency, Coppola Agency, James S. Sullivan Agency, Multi-State Insurance Services, Inc., Multi-State General Agency, Inc., All Star General Insurance Agency LLC, Stonewood Insurance Services, Inc., Freeway Insurance Services of Texas, Inc., Freeway Managing General Agency, Inc. dba Texas State Low Cost, Texas Insurance Marketplace, Family Auto Insurance, 1-Stop Financial Service Centers of America, Accurate Insurance Agencies and Guess Insurance.  Please note that our Affiliated Companies may transact business through various DBAs and may change from time to time.  The list of Affiliated Companies above is not intended to be complete.  You may be contacted by or receive a quote from one or more of these Affiliated Companies in response to an advertisement, or in connection with your inquiry.  Certain insurance products may not be available in all states.

2019 Cost-U-Less Insurance Center ™
(CA License #OC13463) - 7711 Center Ave #200, Huntington Beach, CA 92647