About Cost-U-Less:

Your Source for Affordable Car Insurance in California

Cost-U-Less has been providing inexpensive car insurance for California drivers since 1989.

What does Confie Holding II Co. (“CONFIE”) Do with your personal information?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

Social Security number and Income
Payment History and Transaction History
Credit History and Claim History

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Confie chooses to share; and whether you can limit this sharing.

Scroll for more

Reasons we can share your personal information	Does Confie share?	Can you limit this sharing?
For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes— to offer our products and services to you	Yes	No
For joint marketing with other financial companies	Yes	No
For our affiliates’ everyday business purposes— information about your transactions and experiences	Yes	No
For our affiliates’ everyday business purposes— information about your creditworthiness	Yes	No
For our affiliates to market to you	Yes	No
For non‑affiliates to market to you	Yes	No

Who is providing this notice?

The companies listed at https://www.costulessdirect.com/affiliate-disclosure/

How does Confie protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

Access to information in our possession is limited to those employees who need it to perform services, process transactions, or marketing.

How does Confie collect my personal information?

We collect your personal information, for example, when you

Make an inquiry about an insurance product or service
Apply for insurance or pay insurance premiums
File an insurance claim or provide account information

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

sharing for affiliates’ everyday business purposes—information about your creditworthiness
affiliates from using your information to market to you
sharing for non‑affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

What happens when I limit sharing for an account I hold jointly with someone else?

Your choices will apply to everyone on your account—unless you tell us otherwise.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

Our affiliates are listed at https://www.costulessdirect.com/affiliate-disclosure/

Non‑affiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

Non‑affiliates we share with can include companies such as insurance companies, insurance agencies, mortgage brokers, bankers, securities broker‑dealers, airlines, direct marketing companies, and others.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

Our joint marketing partners may include insurance companies, insurance agencies, and others.

Other important information

You may have other privacy protections under applicable state laws. To the extent these state laws apply, we will comply with them when we share information about you.

CALIFORNIA RESIDENTS. Important Privacy Choices for California Residents. If you are a resident of California, we will not disclose your financial information with any non‑affiliated companies for marketing unless the disclosure is otherwise permitted by law or you give us your express prior consent. We may also disclose your financial information for marketing purposes to affiliated companies, and to non‑affiliated companies with which we have contracts to provide financial products or services to you, but not until we provide you with an opportunity to opt‑out of such disclosure and you do not opt‑out.

MONTANA RESIDENTS. If you are a resident of Montana, we will not disclose your financial information to non‑affiliated companies for their marketing purposes unless the company has an insurance license, you authorize us to do so, or as permitted by law.

RESIDENTS OF NEW MEXICO, NORTH DAKOTA, AND VERMONT. If you are a resident of New Mexico, North Dakota, or Vermont, we will not disclose your financial information to non‑affiliated companies unless you expressly authorize us to do so. This does not prohibit us from disclosing your Financial Information to third parties that perform business services for us or that assist us in servicing your policy or fulfilling a request made by you, or as otherwise permitted by law.