{"id":5230,"date":"2023-05-09T19:57:17","date_gmt":"2023-05-09T19:57:17","guid":{"rendered":"https:\/\/www.costulessdirect.com\/?page_id=5230"},"modified":"2023-06-15T19:24:28","modified_gmt":"2023-06-15T19:24:28","slug":"dental-insurance-faq","status":"publish","type":"page","link":"https:\/\/www.costulessdirect.com\/insurance-solutions-california\/dental-insurance\/dental-insurance-faq\/","title":{"rendered":"Dental Insurance FAQ"},"content":{"rendered":"<div class=\"c-section\">\n    <div class=\"o-wrapper\">\n        <div class=\"c-section__content\">\n            <div class=\"c-faqs-wrapper\">\n                <div class=\"c-faqs-categories\">\n                    <div class=\"c-faqs-categories__wrapper\"  role=\"navigation\">\n                        <h2 class=\"c-faqs-categories__title\" id=\"faqsCategoriesTitle\">Topic Categories<\/h2>\n                        <ul class=\"o-list-bare c-faqs-categories__list\">\n                                                            <li class=\"o-list-bare__item c-faqs-categories__item\">\n                                        <a class=\"c-faqs-categories__link\" href=\"https:\/\/www.costulessdirect.com\/insurance-solutions-california\/atv-insurance\/atv-insurance-faq\/\" aria-current=\"page\">ATV Insurance<\/a>\n                                    <\/li>\n                                                                    <li class=\"o-list-bare__item c-faqs-categories__item\">\n                                        <a class=\"c-faqs-categories__link\" href=\"https:\/\/www.costulessdirect.com\/insurance-solutions-california\/boat-insurance\/boat-insurance-faq\/\" aria-current=\"page\">Boat Insurance<\/a>\n                                    <\/li>\n                                                                    <li class=\"o-list-bare__item c-faqs-categories__item\">\n                                        <a class=\"c-faqs-categories__link\" href=\"https:\/\/www.costulessdirect.com\/car-insurance-quotes-online\/car-insurance-faq\/\" aria-current=\"page\">Car Insurance<\/a>\n                                    <\/li>\n                                                                    <li class=\"o-list-bare__item c-faqs-categories__item\">\n                                        <a class=\"c-faqs-categories__link\" href=\"https:\/\/www.costulessdirect.com\/insurance-solutions-california\/classic-car-insurance\/classic-car-insurance-faq\/\" aria-current=\"page\">Classic Car Insurance<\/a>\n                                    <\/li>\n                                                                    <li class=\"o-list-bare__item c-faqs-categories__item\">\n                                        <a class=\"c-faqs-categories__link\" href=\"https:\/\/www.costulessdirect.com\/insurance-solutions-california\/commercial-auto-insurance\/commercial-auto-insurance-faq\/\" aria-current=\"page\">Commercial Auto Insurance<\/a>\n      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                     <a class=\"c-faqs-categories__link\" href=\"https:\/\/www.costulessdirect.com\/insurance-solutions-california\/homeowners-insurance\/homeowners-insurance-faq\/\" aria-current=\"page\">Homeowners Insurance<\/a>\n                                    <\/li>\n                                                                    <li class=\"o-list-bare__item c-faqs-categories__item\">\n                                        <a class=\"c-faqs-categories__link\" href=\"https:\/\/www.costulessdirect.com\/insurance-solutions-california\/landlord-insurance\/landlord-insurance-faq\/\" aria-current=\"page\">Landlord Insurance<\/a>\n                                    <\/li>\n                                                                    <li class=\"o-list-bare__item c-faqs-categories__item\">\n                                        <a class=\"c-faqs-categories__link\" href=\"https:\/\/www.costulessdirect.com\/insurance-solutions-california\/mexican-car-insurance\/mexican-car-insurance-faq\/\" aria-current=\"page\">Mexican Car Insurance<\/a>\n                                    <\/li>\n                                                                    <li class=\"o-list-bare__item c-faqs-categories__item\">\n                                        <a class=\"c-faqs-categories__link\" href=\"https:\/\/www.costulessdirect.com\/insurance-solutions-california\/mobile-home-insurance\/mobile-home-insurance-faq\/\" aria-current=\"page\">Mobile Home Insurance<\/a>\n                                    <\/li>\n                                                                    <li class=\"o-list-bare__item c-faqs-categories__item\">\n                                        <a class=\"c-faqs-categories__link\" href=\"https:\/\/www.costulessdirect.com\/insurance-solutions-california\/motorcycle-insurance\/motorcycle-insurance-faq\/\" aria-current=\"page\">Motorcycle Insurance<\/a>\n                                    <\/li>\n                                                                    <li class=\"o-list-bare__item c-faqs-categories__item\">\n                                        <a class=\"c-faqs-categories__link\" href=\"https:\/\/www.costulessdirect.com\/insurance-solutions-california\/pet-health-and-discount-services\/pet-health-and-discount-services-faq\/\" aria-current=\"page\">Pet Discount and Health Services<\/a>\n                                    <\/li>\n                                                                    <li class=\"o-list-bare__item c-faqs-categories__item\">\n                                        <a class=\"c-faqs-categories__link\" href=\"https:\/\/www.costulessdirect.com\/insurance-solutions-california\/renters-insurance\/renters-insurance-faq\/\" aria-current=\"page\">Renters Insurance<\/a>\n                                    <\/li>\n                                                                    <li class=\"o-list-bare__item c-faqs-categories__item\">\n                                        <a class=\"c-faqs-categories__link\" href=\"https:\/\/www.costulessdirect.com\/insurance-solutions-california\/rideshare-insurance\/rideshare-insurance-faq\/\" aria-current=\"page\">Rideshare Insurance<\/a>\n                                    <\/li>\n                                                                    <li class=\"o-list-bare__item c-faqs-categories__item\">\n                                        <a class=\"c-faqs-categories__link\" href=\"https:\/\/www.costulessdirect.com\/insurance-solutions-california\/roadside-assistance\/roadside-assistance-faq\/\" aria-current=\"page\">Roadside Assistance<\/a>\n                                    <\/li>\n                                                                    <li class=\"o-list-bare__item c-faqs-categories__item\">\n                                        <a class=\"c-faqs-categories__link\" href=\"https:\/\/www.costulessdirect.com\/insurance-solutions-california\/snowmobile-insurance\/snowmobile-insurance-faq\/\" aria-current=\"page\">Snowmobile Insurance<\/a>\n                                    <\/li>\n                                                                    <li class=\"o-list-bare__item c-faqs-categories__item\">\n                                        <a class=\"c-faqs-categories__link\" href=\"https:\/\/www.costulessdirect.com\/sr-22-insurance\/sr22-answers\/\" aria-current=\"page\">SR-22<\/a>\n                                    <\/li>\n                                                                    <li class=\"o-list-bare__item c-faqs-categories__item\">\n                                        <a class=\"c-faqs-categories__link\" href=\"https:\/\/www.costulessdirect.com\/insurance-solutions-california\/telemedicine\/telemedicine-faq\/\" aria-current=\"page\">Telemedicine<\/a>\n                                    <\/li>\n                                                                    <li class=\"o-list-bare__item c-faqs-categories__item\">\n                                        <a class=\"c-faqs-categories__link\" href=\"https:\/\/www.costulessdirect.com\/insurance-solutions-california\/travel-club-hospital-indemnity\/travel-club-hospital-indemnity-faq\/\" aria-current=\"page\">Travel Club Hospital Indemnity<\/a>\n                                    <\/li>\n                                                        <\/ul>\n                    <\/div>\n                <\/div>\n                <div class=\"c-faqs\" id=\"faq-list-block_dff74187755b7bbbf7dceeef3b61cc6f\">\n                    <h1 class=\"c-faqs__title c-section__title c-section__title--left c-section__title--blue c-section__title--with-img\">\n                                                    <img decoding=\"async\" class=\"c-section__title-img\" loading=\"lazy\" alt=\"Icon of tooth.\" src=\"https:\/\/www.costulessdirect.com\/wp-content\/uploads\/2023\/05\/Icon-Dental.svg\" alt=\"\" width=\"60\" height=\"60\" aria-hidden=\"true\">\n                                                Dental Insurance \n                    <\/h1>\n                    <div class=\"c-faqs__questions\">\n                                                                                                                <div class=\"c-faqs-index\">\n                                    <h3 class=\"c-faqs-index__title\"><\/h3>\n                                                                            <ul class=\"o-list-bare c-faqs-index__list\">\n                                            \n                                                                                            <li class=\"o-list-bare__item c-faqs-index__item\">\n                                                    <a class=\"c-faqs-index__link\" href=\"#question1\">Can I Get Dental Coverage in California?<\/a>\n                                                <\/li>\n                                                                                                                                            <li class=\"o-list-bare__item c-faqs-index__item\">\n                                                    <a class=\"c-faqs-index__link\" href=\"#question2\">Is Dental Included with My Medical Insurance?<\/a>\n                                                <\/li>\n                                                                                                                                            <li class=\"o-list-bare__item c-faqs-index__item\">\n                                                    <a class=\"c-faqs-index__link\" href=\"#question3\">What Benefits Do I Have from Purchasing a Dental Plan?<\/a>\n                                                <\/li>\n                                                                                                                                            <li class=\"o-list-bare__item c-faqs-index__item\">\n                                                    <a class=\"c-faqs-index__link\" href=\"#question4\">How Can I Access Dental Care?<\/a>\n                                                <\/li>\n                                                                                                                                            <li class=\"o-list-bare__item c-faqs-index__item\">\n                                                    <a class=\"c-faqs-index__link\" href=\"#question5\">Can I Go to Any Dentist I Want?<\/a>\n                                                <\/li>\n                                                                                                                                            <li class=\"o-list-bare__item c-faqs-index__item\">\n                                                    <a class=\"c-faqs-index__link\" href=\"#question6\">What Is the Deductible for Dental Insurance?<\/a>\n                                                <\/li>\n                                                                                                                                    <\/ul>\n                                                                    <\/div>\n                                                        <div class=\"c-faqs-answers\">\n                                                                                                    <div class=\"c-faqs-answers__sub-category\">\n                                        <h4 class=\"c-faqs-answers__title\"><\/h4>\n                                        \n                                            \n                                                                                    <div class=\"c-faqs-answers__answer\">\n                                                <h3 class=\"c-faqs-answers__question\" id=\"question1\">Can I Get Dental Coverage in California?<\/h3>\n                                                <div class=\"c-faqs-answers__text\">\n                                                    <div class=\"s-cms-content\">\n                                                        <p>Yes. Aflac Dental plans are available in California. Whether you live in San Francisco, San Diego, Los Angeles, or anywhere else, you can count on <span>Cost-U-Less<\/span> to provide access to insurance coverage for your dental needs. Bilingual agents are available to walk you through the policy information and help you select a plan that fits your needs.<\/p>\n                                                    <\/div>\n                                                <\/div>\n                                            <\/div>\n                                                                                                                                <div class=\"c-faqs-answers__answer\">\n                                                <h3 class=\"c-faqs-answers__question\" id=\"question2\">Is Dental Included with My Medical Insurance?<\/h3>\n                                                <div class=\"c-faqs-answers__text\">\n                                                    <div class=\"s-cms-content\">\n                                                        <p>If you have health insurance, you probably won&#8217;t have any dental coverage. Some people mistakenly think dental insurance is automatically included in their medical health plan. That may be true in some rare cases, but dental coverage is usually a separate insurance.<\/p>\n                                                    <\/div>\n                                                <\/div>\n                                            <\/div>\n                                                                                                                                <div class=\"c-faqs-answers__answer\">\n                                                <h3 class=\"c-faqs-answers__question\" id=\"question3\">What Benefits Do I Have from Purchasing a Dental Plan?<\/h3>\n                                                <div class=\"c-faqs-answers__text\">\n                                                    <div class=\"s-cms-content\">\n                                                        <p>Having a dental insurance plan gives you peace of mind. You will be able to stay on top of routine dental care, which usually results in fewer overall dental and health problems.<\/p>\n<p>Dental plans also save you money in the end because of the high cost you pay out of pocket if something goes wrong. It\u2019s better to be proactive with your dental care instead of waiting until a bigger problem occurs.<\/p>\n                                                    <\/div>\n                                                <\/div>\n                                            <\/div>\n                                                                                                                                <div class=\"c-faqs-answers__answer\">\n                                                <h3 class=\"c-faqs-answers__question\" id=\"question4\">How Can I Access Dental Care?<\/h3>\n                                                <div class=\"c-faqs-answers__text\">\n                                                    <div class=\"s-cms-content\">\n                                                        <p>Once you have your plan in place, you can move forward with seeking dental care in California. Make an appointment for a routine dentist\u2019s visit and ensure your teeth and gums are healthy. When you call the dental provider, tell them about your insurance coverage. Remember, you may want to ask if they are in the network for additional savings. However, if you already have a dentist you\u2019re happy with and don\u2019t want to change providers, it\u2019s totally up to you.<\/p>\n                                                    <\/div>\n                                                <\/div>\n                                            <\/div>\n                                                                                                                                <div class=\"c-faqs-answers__answer\">\n                                                <h3 class=\"c-faqs-answers__question\" id=\"question5\">Can I Go to Any Dentist I Want?<\/h3>\n                                                <div class=\"c-faqs-answers__text\">\n                                                    <div class=\"s-cms-content\">\n                                                        <p>In some cases, going to an <span>in-network<\/span> California provider is beneficial, because there may be extra savings by staying <span>in-network<\/span>.<\/p>\n                                                    <\/div>\n                                                <\/div>\n                                            <\/div>\n                                                                                                                                <div class=\"c-faqs-answers__answer\">\n                                                <h3 class=\"c-faqs-answers__question\" id=\"question6\">What Is the Deductible for Dental Insurance?<\/h3>\n                                                <div class=\"c-faqs-answers__text\">\n                                                    <div class=\"s-cms-content\">\n                                                        <p>If you have medical insurance, you\u2019re probably familiar with paying a certain amount for covered services before the insurance kicks in and begins paying. This amount is referred to as the deductible cost. Often, in a health plan, the deductible could be $1,000 or more. However, our affordable dental plans have <span data-contrast=\"none\">an<\/span><span data-contrast=\"none\"> annual deductible<\/span><span data-contrast=\"none\"> that gets less with each year in the plan, up to year three<\/span><span data-contrast=\"none\">.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">For example, your deductible for a tooth extraction may be $75 in year one, $50 in year two and $25 in year three and thereaf<\/span><span data-contrast=\"none\">ter.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n                                                    <\/div>\n                                                <\/div>\n                                            <\/div>\n                                                                                                                            \n                                    <\/div>\n                                                            <\/div>\n                                            <\/div>\n                <\/div>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":5224,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"template-parts\/template-faq.php","meta":{"inline_featured_image":false,"footnotes":""},"acf":[],"_links":{"self":[{"href":"https:\/\/www.costulessdirect.com\/wp-json\/wp\/v2\/pages\/5230"}],"collection":[{"href":"https:\/\/www.costulessdirect.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.costulessdirect.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.costulessdirect.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.costulessdirect.com\/wp-json\/wp\/v2\/comments?post=5230"}],"version-history":[{"count":5,"href":"https:\/\/www.costulessdirect.com\/wp-json\/wp\/v2\/pages\/5230\/revisions"}],"predecessor-version":[{"id":5346,"href":"https:\/\/www.costulessdirect.com\/wp-json\/wp\/v2\/pages\/5230\/revisions\/5346"}],"up":[{"embeddable":true,"href":"https:\/\/www.costulessdirect.com\/wp-json\/wp\/v2\/pages\/5224"}],"wp:attachment":[{"href":"https:\/\/www.costulessdirect.com\/wp-json\/wp\/v2\/media?parent=5230"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}