{"id":5027,"date":"2023-03-23T22:35:11","date_gmt":"2023-03-23T22:35:11","guid":{"rendered":"https:\/\/www.costulessdirect.com\/?page_id=5027"},"modified":"2023-03-23T22:35:37","modified_gmt":"2023-03-23T22:35:37","slug":"health-insurance-faq","status":"publish","type":"page","link":"https:\/\/www.costulessdirect.com\/insurance-solutions-california\/health-insurance\/health-insurance-faq\/","title":{"rendered":"Health Insurance FAQ"},"content":{"rendered":"
The amount you pay for health insurance through Covered California will be based on your income. There are also free programs available through Medi-Cal<\/span>.<\/p>\n <\/div>\n <\/div>\n <\/div>\n In most cases, yes! Even if you missed open enrollment, many people qualify to enroll during Special Enrollment. Some, but not all, of the qualifying events for Special Enrollment include:<\/p>\n At Cost-U-Less, we can help you apply for the government\u2019s financial support options and find out if you\u2019re eligible for any of them. This is a great way to get financial support.<\/p>\n Depending on your household size and income, you may qualify for different financial support forms for healthcare. Individuals and families with limited incomes can apply to state and\u00a0nation-wide<\/span>\u00a0programs to obtain\u00a0low-cost<\/span>\u00a0health coverage according to their specific situation. Those who do not qualify for these programs might still be eligible for their county\u2019s limited health services.<\/p>\n <\/div>\n <\/div>\n <\/div>\n As part of your enrollment, you agreed to report any income changes, so yes, you should report it, along with any major life changes, such as a change in household size, marital status and property. You need to report changes within 30 days. If you don\u2019t report your increased income, you could be required to pay back money when you file your taxes.<\/p>\n <\/div>\n <\/div>\n <\/div>\n Yes. You cannot be denied health insurance for any current or past health condition and you cannot be charged more.<\/p>\n <\/div>\n <\/div>\n <\/div>\n We can help you search for your doctor\u2019s name when you are researching plans. If you do not find their name, they probably are not part of one of the many types of insurance carriers available through Covered California.<\/p>\n <\/div>\n <\/div>\n <\/div>\n Although there is a single application for all members of a family, it is common for different members to be eligible for different levels of plans. You may be eligible for a regular plan, while your children may be eligible for Medi-Cal<\/span>.<\/p>\n <\/div>\n <\/div>\n <\/div>\n Pregnant women qualify for a variety of programs that cover pre-natal<\/span> care, labor and delivery and postpartum care. Your newborn is also eligible for programs. We can help you fill out the appropriate form.<\/p>\n <\/div>\n <\/div>\n <\/div>\n \n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":158,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"template-parts\/template-faq.php","meta":{"inline_featured_image":false,"footnotes":""},"acf":[],"_links":{"self":[{"href":"https:\/\/www.costulessdirect.com\/wp-json\/wp\/v2\/pages\/5027"}],"collection":[{"href":"https:\/\/www.costulessdirect.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.costulessdirect.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.costulessdirect.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.costulessdirect.com\/wp-json\/wp\/v2\/comments?post=5027"}],"version-history":[{"count":2,"href":"https:\/\/www.costulessdirect.com\/wp-json\/wp\/v2\/pages\/5027\/revisions"}],"predecessor-version":[{"id":5029,"href":"https:\/\/www.costulessdirect.com\/wp-json\/wp\/v2\/pages\/5027\/revisions\/5029"}],"up":[{"embeddable":true,"href":"https:\/\/www.costulessdirect.com\/wp-json\/wp\/v2\/pages\/158"}],"wp:attachment":[{"href":"https:\/\/www.costulessdirect.com\/wp-json\/wp\/v2\/media?parent=5027"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}I Missed Open Enrollment, Can I Still Get Insurance?<\/h3>\n
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Is There Any Financial Help Available?<\/h3>\n
I Got a Raise. Should I Report My New Income to Covered California?<\/h3>\n
Can I Get Coverage with a
Can I Use My Same Doctor Through Covered California?<\/h3>\n
I Make Enough to Buy a Plan Through the Marketplace but I Cannot Afford to Pay for My Kids<\/h3>\n
What is Available for Pregnant Women?<\/h3>\n