{"id":4932,"date":"2023-03-17T14:33:09","date_gmt":"2023-03-17T14:33:09","guid":{"rendered":"https:\/\/www.costulessdirect.com\/?page_id=4932"},"modified":"2023-03-17T14:33:12","modified_gmt":"2023-03-17T14:33:12","slug":"atv-insurance-faq","status":"publish","type":"page","link":"https:\/\/www.costulessdirect.com\/insurance-solutions-california\/atv-insurance\/atv-insurance-faq\/","title":{"rendered":"ATV Insurance in CA FAQ"},"content":{"rendered":"
Depending on where you ride, you might be required to carry bodily injury and property damage liability insurance. Since all-terrain<\/span> and utility terrain vehicles typically aren’t street-legal<\/span>, there are no requirements for insurance. However,\u00a0many state-owned<\/span> lands and parks allow them only if riders have ATV liability insurance.<\/p>\n <\/div>\n <\/div>\n <\/div>\n Typically, home insurance\u00a0will not cover\u00a0your ATV if it’s damaged in an accident, as your property coverage doesn’t extend to vehicles. Vehicles require their own separate insurance policies.<\/p>\n However, because your California home insurance typically protects you if someone is injured on your property and sues, you will most likely be protected if someone gets hurt while using your all-terrain<\/span> veicle on your property. Some policies may include restrictions on certain ages or other conditions, so be sure and check.<\/p>\n <\/div>\n <\/div>\n <\/div>\n No. Your car insurance will not provide any coverage for you if you are hurt or you hurt someone else or damage someone\u2019s property in an ATV accident.<\/p>\n <\/div>\n <\/div>\n <\/div>\n Maybe. You should always read the fine print in your health insurance policy. It\u2019s possible if you get hurt in an ATV accident and cannot collect from another driver, your health insurance may cover you. Some health insurance policies specifically exclude \u201chazardous activities\u201d such as off-roading<\/span>.<\/p>\n <\/div>\n <\/div>\n <\/div>\n \n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":4917,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"template-parts\/template-faq.php","meta":{"inline_featured_image":false,"footnotes":""},"acf":[],"_links":{"self":[{"href":"https:\/\/www.costulessdirect.com\/wp-json\/wp\/v2\/pages\/4932"}],"collection":[{"href":"https:\/\/www.costulessdirect.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.costulessdirect.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.costulessdirect.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.costulessdirect.com\/wp-json\/wp\/v2\/comments?post=4932"}],"version-history":[{"count":1,"href":"https:\/\/www.costulessdirect.com\/wp-json\/wp\/v2\/pages\/4932\/revisions"}],"predecessor-version":[{"id":4933,"href":"https:\/\/www.costulessdirect.com\/wp-json\/wp\/v2\/pages\/4932\/revisions\/4933"}],"up":[{"embeddable":true,"href":"https:\/\/www.costulessdirect.com\/wp-json\/wp\/v2\/pages\/4917"}],"wp:attachment":[{"href":"https:\/\/www.costulessdirect.com\/wp-json\/wp\/v2\/media?parent=4932"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}Will My California Home Insurance Cover My ATV?<\/h3>\n
Will My Car Insurance Cover an
Will My California Health Insurance Cover Me in an ATV Accident?<\/h3>\n