{"id":4917,"date":"2023-03-17T14:21:09","date_gmt":"2023-03-17T14:21:09","guid":{"rendered":"https:\/\/www.costulessdirect.com\/?page_id=4917"},"modified":"2023-03-17T14:43:18","modified_gmt":"2023-03-17T14:43:18","slug":"atv-insurance","status":"publish","type":"page","link":"https:\/\/www.costulessdirect.com\/insurance-solutions-california\/atv-insurance\/","title":{"rendered":"Affordable ATV Insurance in California"},"content":{"rendered":"<div class=\"c-section  \" >\n    <div class=\"o-wrapper o-wrapper--small\">\n\n            <h2 class=\"c-section__title c-section__title--left c-section__title--blue\">Get All Terrain Vehicle (ATV) Insurance in California<\/h2>\n            <div class=\"o-component s-cms-content\">\n        <p>You\u2019re ready to hit the California trails and get in some <span style=\"white-space:nowrap;\">off-roading<\/span> fun. But before you do, you need to make sure you and your ATV are protected from injuries and damage. Along with insuring all ATV riders have a <span style=\"white-space:nowrap;\">DOT-compliant<\/span> helmet, googles and the proper clothing, letting <span style=\"white-space:nowrap;\">Cost-U-Less<\/span> help you find the right ATV insurance should be at the top of your list.<\/p>\n<p>Whether you use your ATV to feed and water the livestock or to head back into <span style=\"white-space:nowrap;\">off-road<\/span> territory, having the right ATV insurance in California will protect you financially. Give <span style=\"white-space:nowrap;\">Cost-U-Less<\/span> a call and let them walk you through the ins and outs of ATV insurance.<\/p>\n    <\/div>\n    \n\n            <h2 class=\"c-section__title c-section__title--left c-section__title--blue\">What is an ATV?<\/h2>\n            <div class=\"o-component s-cms-content\">\n        <p>An All-Terrain Vehicle, sometimes called an <span style=\"white-space:nowrap;\">Off-Highway<\/span> Vehicle (OHV) or <span style=\"white-space:nowrap;\">Off-Road<\/span> Vehicle (ORV), is defined as a motorized vehicle with two or more wheels that is designed to be used for <span style=\"white-space:nowrap;\">off-road<\/span> driving. In most cases, these vehicles are not legal to drive on highways or roads.<\/p>\n    <\/div>\n    \n\n    \n            <a href=\"https:\/\/www.costulessdirect.com\/insurance-solutions-california\/atv-insurance\/atv-insurance-faq\/\" class=\"o-component c-icon-callout c-icon-callout--orange\" id=\"product-callout-block_40697944f63a610bab27fcbba770a63e\">\n                                <img decoding=\"async\" class=\"c-icon-callout__img\" loading=\"lazy\" src=\"https:\/\/www.costulessdirect.com\/wp-content\/uploads\/2022\/11\/icon-faqs.svg\" alt=\"Telephone with multiple conversations\" width=\"48\" height=\"48\" aria-hidden=\"true\">\n                        <div class=\"c-icon-callout__content\">\n                <h2 class=\"c-section__title c-section__title--left c-icon-callout__title\">ATV Insurance FAQ<\/h2>\n                <div class=\"s-cms-content s-cms-content--big\">\n                    <div class=\"c-icon-callout__content\">\n<div class=\"s-cms-content s-cms-content--big\">\n<div class=\"c-icon-callout__content\">\n<div class=\"s-cms-content s-cms-content--big\">\n<div class=\"c-icon-callout__content\">\n<div class=\"s-cms-content s-cms-content--big\">\n<p>Get answers to common ATV insurance questions.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n                <\/div>\n            <\/div>\n            <\/a>\n    \n\n            <h2 class=\"c-section__title c-section__title--left c-section__title--blue\">How Much Does Cheap ATV Coverage in California Cost?<\/h2>\n            <div class=\"o-component s-cms-content\">\n        <p>ATV insurance in California is fairly inexpensive, with the average running about $133 a month for full coverage and as low as $9 monthly for the minimum liability. Most insurance companies insure ATVs under motorcycle coverage, although ATV insurance is typically cheaper than <a href=\"https:\/\/www.costulessdirect.com\/insurance-solutions-california\/motorcycle-insurance\/\">motorcycle coverage<\/a>.<\/p>\n    <\/div>\n    \n\n<div class=\"o-component c-quote-callout\">\n    <picture class=\"c-quote-callout__pic\">\n                    <source media=\"(min-width: 700px)\" srcset=\"https:\/\/www.costulessdirect.com\/wp-content\/uploads\/2022\/12\/Group-625362.webp 1x, https:\/\/www.costulessdirect.com\/wp-content\/uploads\/2022\/12\/Group-625362@2x.webp\">\n                            <img decoding=\"async\" loading=\"lazy\" class=\"sp-no-webp c-quote-callout__img\" src=\"https:\/\/www.costulessdirect.com\/wp-content\/uploads\/2022\/12\/lob-home-page-background-personal-1-1.webp\" alt=\"Cost-U-Less male agent with glasses\" aria-hidden=\"true\" srcset=\"https:\/\/www.costulessdirect.com\/wp-content\/uploads\/2022\/12\/lob-home-page-background-personal-1@2x.webp 2x\" width=\"312\" height=\"120\">\n            <\/picture>\n    <div class=\"c-quote-callout__content\">\n        <h2 class=\"c-quote-callout__title\">Ready to Get a Quick Quote?  <\/h2>\n        <form class=\"c-quote-callout-form js-form form ajax-quote-form-new\" method=\"GET\"  action=\"https:\/\/www.costulessdirect.com\/submit-quote\/\">\n\n            <div class=\"c-quote-callout-form__item c-quote-callout-form__item--select\">\n                <label class=\"c-quote-callout-form__label\" for=\"typeOfInsurance\">Type of Insurance Product or Service<\/label>\n                \n                <select class=\"c-quote-callout-form__select\" id=\"typeOfInsurance\" name=\"type_insurance\">\n                                                                                        <option value=\"A\" >Auto Insurance<\/option>\n                                                                    <option value=\"L\" >Life Insurance<\/option>\n                                                                    <option value=\"HE\" >Health Insurance<\/option>\n                                                                    <option value=\"H\" >Homeowners Insurance<\/option>\n                                                                    <option value=\"B\" >Commercial Insurance<\/option>\n                                                                    <option value=\"R\" >Renters Insurance<\/option>\n                                                                    <option value=\"M\" >Motorcycle Insurance<\/option>\n                                                                    <option value=\"AD\" >Travel Club &#8211; AD&#038;D<\/option>\n                                                                    <option value=\"AV\" >ATV Insurance<\/option>\n                                                                    <option value=\"SM\" >Snowmobile Insurance<\/option>\n                                                                    <option value=\"MH\" >Mobile Home Insurance<\/option>\n                                                                    <option value=\"CV\" >Commercial Auto Insurance<\/option>\n                                                                    <option value=\"AC\" >Classic Car Insurance<\/option>\n                                                                    <option value=\"AMX\" >Mexican Car Insurance<\/option>\n                                                                    <option value=\"LL\" >Landlord Insurance<\/option>\n                                                                    <option value=\"RSH\" >Rideshare Insurance<\/option>\n                                                                    <option value=\"DN\" >Dental Insurance<\/option>\n                                    <\/select>\n            <\/div>\n            <div class=\"c-quote-callout-form__item c-quote-callout-form__item--zipcode\">\n                <label class=\"c-quote-callout-form__label\" for=\"zip\">Zip Code<\/label>\n                <input class=\"c-quote-callout-form__input  js-floting-input js-valid-numbers js-valid-zipcode\" id=\"zip\" type=\"text\" required inputmode=\"numeric\" autocomplete=\"postal-code\" name=\"zipcode\" maxlength=\"5\" minlength=\"3\">\n            <\/div>\n            <div class=\"c-quote-callout-form__controls\">\n                <button class=\"c-button c-button--orange c-quote-callout-form__submit\" type=\"submit\">Start Quote<\/button>\n            <\/div>\n        <\/form>\n    <\/div>\n<\/div>\n\n            <h2 class=\"c-section__title c-section__title--left c-section__title--blue\">Is ATV Insurance Required in CA?<\/h2>\n            <div class=\"o-component s-cms-content\">\n        <p>No. California does not require you to insure or register your ATV. The main rule concerns operations: Those under the age of 14 must be able to reach the operational controls in order to legally operate an ATV.<\/p>\n    <\/div>\n    \n\n<div class=\"o-component s-cms-content\">\n            <picture>\n            <source media=\"(min-width: 700px)\" srcset=\"https:\/\/www.costulessdirect.com\/wp-content\/uploads\/2023\/03\/ATV-Insurance.jpg 1x, https:\/\/www.costulessdirect.com\/wp-content\/uploads\/2023\/03\/ATV-Insurance@2x.jpg 2x\">\n            <img class=\"sp-no-webp\"  decoding=\"async\" src=\"https:\/\/www.costulessdirect.com\/wp-content\/uploads\/2023\/03\/ATV-Insurance.jpg\" alt=\"ATV travels through the forest. Man on a yellow quadricycle.\" srcset=\"https:\/\/www.costulessdirect.com\/wp-content\/uploads\/2023\/03\/ATV-Insurance@2x.jpg 2x\" loading=\"lazy\" width=\"320\" height=\"142\">\n        <\/picture>\n    <\/div>\n\n            <h2 class=\"c-section__title c-section__title--left c-section__title--blue\">Why Should I Get Insurance for my ATV?<\/h2>\n            <div class=\"o-component s-cms-content\">\n        <p>The very nature of riding an ATV makes it inherently dangerous. California is one of 10 states that together account for more than 42 percent of <span style=\"white-space:nowrap;\">off-highway<\/span> vehicle deaths. In 2020, more than <a href=\"https:\/\/www.cpsc.gov\/Safety-Education\/Safety-Education-Centers\/ATV-Safety-Information-Center\" target=\"_blank\" rel=\"noopener\">112,000 injuries attributed to OHVs<\/a> were treated in US emergency rooms. Having the proper training and using your ATV in a responsible way will go a long way to making sure you don\u2019t become an ATV statistic.<\/p>\n<p>In addition to the right training and usage, buying insurance for your ATV means that if something does happen, you\u2019ll have financial protection to help you pay for damages and injuries. A lot of ATV accidents occur when an ATV hits a stationary object, such as a tree. Most ATV accidents only involve the one vehicle. Being proactive when it comes to operating your ATV is just smart.<\/p>\n    <\/div>\n    \n\n            <h2 class=\"c-section__title c-section__title--left c-section__title--blue\">What Types of ATV Insurance are Available for Californians?<\/h2>\n            <div class=\"o-component s-cms-content\">\n        <p>All the same types you see with regular <a href=\"https:\/\/www.costulessdirect.com\/car-insurance-quotes-online\/\">car insurance<\/a> or motorcycle insurance: liability in the form of bodily injury and property damage; collision and comprehensive; uninsured motorist coverage; and medical payments. Let\u2019s take a closer look:<\/p>\n<ul>\n<li><strong>Bodily injury liability insurance:<\/strong> This coverage pays for injuries or deaths associated with an accident involving your ATV, plus legal costs if you get sued.<\/li>\n<li><strong>Property damage liability insurance:<\/strong> This coverage pays for damage you cause to someone else\u2019s property while on your ATV.<\/li>\n<li><strong>Collision insurance<\/strong>: This coverage helps pay for damages your ATV sustains in a collision with another vehicle or if it overturns.<\/li>\n<li><strong>Comprehensive insurance:<\/strong> This coverage helps pay for damages sustained in ways other than a collision, such as weather events (hail), fire or if your ATV is stolen.<\/li>\n<\/ul>\n<p><strong>Medical insurance<\/strong>: This additional medical coverage helps pay for injuries sustained by someone riding your ATV. You may not feel you need all of this insurance on something you only ride in the woods on the occasional weekend. But remember, it\u2019s better to have protection and not need it, than to not have protection and need it.<\/p>\n    <\/div>\n    \n\n            <h2 class=\"c-section__title c-section__title--left c-section__title--blue\">What Types of Vehicles Does <nobr>Cost-U-Less<\/nobr> Insure?<\/h2>\n            <div class=\"o-component s-cms-content\">\n        <p>We insure a variety of vehicles and modes of transport, including:<\/p>\n    <\/div>\n    \n\n<div class=\"o-component c-external-partners-list\" id=\"external-marketing-partners-list-block_053a8c0af0876f476a8451ee97960496\">\n    <div class=\"s-cms-content\">\n        <ul>\n                                                                    <li>All-Terrain Vehicles (ATVs)<\/li>\n                                                        <li>Motocross and Dirt Bikes<\/li>\n                                                        <li>Mopeds<\/li>\n                                                        <li>Custom Choppers<\/li>\n                                                        <li>Vintage Bikes<\/li>\n                                                        <li>Antique Motorcycles<\/li>\n                                                        <li>Motorcycles 25 Years and Older<\/li>\n                                                        <li>Cruisers<\/li>\n                                                        <li>Limited Production Cruisers<\/li>\n                                                        <li>Street Sport Bikes<\/li>\n                                                        <li>High Performance Motorcycles<\/li>\n                                                        <li>Race Bikes<\/li>\n                                                        <li>Touring Bikes<\/li>\n                                                        <li>Super Bikes<\/li>\n                                                        <li>Sport Touring Bikes<\/li>\n                                                        <li>General Purpose Motorcycles<\/li>\n                                                        <li>Dual Purpose or Enduro Motorcycles<\/li>\n                                                        <li>Scooters<\/li>\n                                                        <li>Trikes<\/li>\n                                                        <li>Snowmobiles<\/li>\n                                    <\/ul>\n    <\/div>\n<\/div>\n\n\n<div class=\"c-section\" id=\"get-callout-block_b69bd64f2e55a72bb22bed6ae99e0f2f\">\n        <div class=\"c-get-callout\">\n                            <h2 class=\"c-section__title c-section__title--blue\">Get Affordable ATV Insurance Quotes in California Today!<\/h2>\n                                        <div class=\"o-component s-cms-content s-cms-content--center\">\n                    <p>At Cost-U-Less, we know you like to get away to the great outdoors and <span style=\"white-space:nowrap;\">play \u2013 so<\/span> do we! We can help make sure you are financially protected, regardless of how you decide to play! We\u2019ve got a variety of available ATV insurance packages to meet your needs and budget. Get a fast and free <button class=\"js-quote-modal-button\">ATV insurance quote online<\/button>, call us at <a href=\"tel:800-390-4071\"><span style=\"white-space:nowrap;\">800-390-4071<\/span><\/a> or visit us at one of our <a href=\"https:\/\/locations.costulessdirect.com\/\">convenient locations<\/a>.<\/p>\n                    \n                <\/div>\n                                                            <ul class=\"o-component o-list-bare c-get-callout__list\">\n                                                                                                                            <li class=\"o-list-bare__item c-get-callout__item\">\n                                <button class=\"c-get-callout__link js-quote-modal-button\" aria-expanded=\"false\" aria-controls=\"modalQuote\">\n                                    <img decoding=\"async\" class=\"c-get-callout__img\" loading=\"lazy\" src=\"https:\/\/www.costulessdirect.com\/wp-content\/uploads\/2022\/11\/icon-quote-online.svg\" alt=\"Computer icon with quote box\" width=\"80\" height=\"80\" aria-hidden=\"true\">\n                                        <span class=\"c-get-callout__text\">Quote online<\/span>\n                                    <\/button>\n                            <\/li>\n                                                                                                                                                        <li class=\"o-list-bare__item c-get-callout__item\">\n                                <a class=\"c-get-callout__link\" href=\"tel:800-390-4071\">\n                                    <img decoding=\"async\" class=\"c-get-callout__img\" loading=\"lazy\" src=\"https:\/\/www.costulessdirect.com\/wp-content\/uploads\/2022\/10\/phone.svg\" alt=\"Hand holding a phone\" width=\"80\" height=\"80\" aria-hidden=\"true\">\n                                    <div class=\"c-get-callout__text\">Over the phone<\/div>\n                                <\/a>\n                            <\/li>\n                                                                                                                                                            <li class=\"o-list-bare__item c-get-callout__item\">\n                                <a class=\"c-get-callout__link\" href=\"https:\/\/locations.costulessdirect.com\/\">\n                                    <img decoding=\"async\" class=\"c-get-callout__img\" loading=\"lazy\" src=\"https:\/\/www.costulessdirect.com\/wp-content\/uploads\/2022\/10\/visit.svg\" alt=\"Two hands shaking\" width=\"80\" height=\"80\" aria-hidden=\"true\">\n                                    <div class=\"c-get-callout__text\">Visit us<\/div>\n                                <\/a>\n                            <\/li>\n                                                                                                    <\/ul>\n                                    <\/div>\n<\/div>\n\n\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":177,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"inline_featured_image":false,"footnotes":""},"acf":[],"_links":{"self":[{"href":"https:\/\/www.costulessdirect.com\/wp-json\/wp\/v2\/pages\/4917"}],"collection":[{"href":"https:\/\/www.costulessdirect.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.costulessdirect.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.costulessdirect.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.costulessdirect.com\/wp-json\/wp\/v2\/comments?post=4917"}],"version-history":[{"count":6,"href":"https:\/\/www.costulessdirect.com\/wp-json\/wp\/v2\/pages\/4917\/revisions"}],"predecessor-version":[{"id":4939,"href":"https:\/\/www.costulessdirect.com\/wp-json\/wp\/v2\/pages\/4917\/revisions\/4939"}],"up":[{"embeddable":true,"href":"https:\/\/www.costulessdirect.com\/wp-json\/wp\/v2\/pages\/177"}],"wp:attachment":[{"href":"https:\/\/www.costulessdirect.com\/wp-json\/wp\/v2\/media?parent=4917"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}