{"id":241,"date":"2022-10-25T04:31:17","date_gmt":"2022-10-25T04:31:17","guid":{"rendered":"https:\/\/www.costulessdirect.com\/?page_id=241"},"modified":"2023-03-23T22:05:26","modified_gmt":"2023-03-23T22:05:26","slug":"renters-insurance","status":"publish","type":"page","link":"https:\/\/www.costulessdirect.com\/insurance-solutions-california\/renters-insurance\/","title":{"rendered":"Renters Insurance"},"content":{"rendered":"
\n
\n\n

Affordable Renters Insurance in California<\/h2>\n
\n

There are numerous reasons why Californians rent their living spaces rather than buy them. For many, they just aren\u2019t ready to make the kind of commitment homeownership entails. Others prefer to leave the maintenance and landscaping to someone else, while they enjoy the pool and the exercise facilities. Some just aren\u2019t in a position to purchase, especially with the high cost of living in the Golden State.<\/p>\n

If you are a renter in California, investing in a cheap renters insurance policy<\/em><\/strong><\/a> makes sense for a whole host of reasons. Cost-U-Less<\/span> can help you find affordable coverage for your apartment, talk to our insurance professionals today to protect your belongings.<\/p>\n <\/div>\n \n\n

Do Californians Need Renters Insurance?<\/h2>\n
\n

Yes. According to the 2019 Census<\/em><\/strong><\/a>, almost half of Californians are renters (45%). And California is among the highest states for renters who have renters insurance. What do they know that you don\u2019t?<\/p>\n

They know that renters insurance in California is cheap (about $15 per month) and with it comes a long list of protections you need as a renter in California.<\/p>\n

You don\u2019t need to take time away from the pool or the gym to research the best renters insurance in California. Experienced Cost-U-Less<\/span> agents do the work for you. We compare renters insurance quotes to find you the best coverage at the lowest price\u2014and<\/span> it takes less than three minutes to get a quote.<\/p>\n <\/div>\n \n\n

\n \n \n \"Realtor\n <\/picture>\n <\/div>\n\n

What is Renters Insurance?<\/h2>\n
\n

Renters insurance is the same as any insurance coverage. The policyholder and the insurance company enter into an agreement where the renter pays a premium and the insurer promises to pay out financially if something happens to your belongings under a covered event.<\/p>\n

Renters insurance not only protects your belongings in your home, it also covers your storage unit, your stuff in your car, and more. It provides liability coverage to protect you if you get sued after someone gets hurt at your home. It also provides living expenses if you have to find an alternate living situation while your home is repaired after a covered event.<\/p>\n <\/div>\n \n\n

\n

Insurance Protection for Renters<\/h3>\n

If you rent, having insurance protection<\/em><\/strong><\/a> for yourself and your possessions is important. Rental insurance protects you in unforeseen circumstances such as fire, theft, water damage and other unanticipated situations. Don\u2019t make the mistake of thinking your landlord\u2019s insurance protects you, because it does not.<\/p>\n

Whether you are renting an apartment, condo, or house, you can protect your family and belongings with California renters insurance from Cost-U-Less<\/span> Insurance.<\/p>\n <\/div>\n \n\n \n \n \"Telephone\n

\n

Renters Insurance FAQs<\/h2>\n
\n
\n
\n
\n
\n
\n
\n
\n
\n

Get answers to common renters insurance questions.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n <\/div>\n <\/div>\n <\/a>\n \n\n

How Much Does a Renters Policy in California Cost?<\/h2>\n
\n

Less than a cup of coffee at Starbucks. Seriously, though, the average cost of renters insurance in California is $183 per year. That\u2019s $15 per month. And less than 50 cents per day. For every benefit you receive, it\u2019s the best deal in California!<\/p>\n <\/div>\n \n\n

\n

Factors Used to Determine Renters Insurance Rates<\/h3>\n

Just as with your car insurance<\/em><\/strong><\/a>, insurance company underwriters look at a variety of factors specific to you to come up with a renters insurance quote. Some of those factors include:<\/p>\n <\/div>\n \n\n

\n
\n