{"id":7202,"date":"2023-10-02T14:44:04","date_gmt":"2023-10-02T14:44:04","guid":{"rendered":"https:\/\/www.costulessdirect.com\/blog\/?p=7202"},"modified":"2023-09-29T14:44:34","modified_gmt":"2023-09-29T14:44:34","slug":"renters-insurance-for-dog-owners-in-california","status":"publish","type":"post","link":"https:\/\/www.costulessdirect.com\/blog\/renters-insurance-for-dog-owners-in-california\/","title":{"rendered":"5 Signs California Residents Need Renter’s Insurance for the Dog\u00a0"},"content":{"rendered":"\n

What if the biggest sign you need renter\u2019s insurance<\/a> was right in front of you and you didn\u2019t even know it? <\/p>\n\n\n\n

When you rent a home in California, there are many reasons to purchase coverage, but many renters find themselves on the fence about getting it. However, if you own a canine companion, then they may be giving you warning signs that you need the dog liability coverage necessary to handle any legal action taken against you. <\/p>\n\n\n\n

Keep in mind that if you own a certain type of breed, such as a pit bull or German Shepherd, you may find it more difficult to get insurance. Likewise, if your dog has bitten someone in the past, you may be denied. <\/p>\n\n\n\n

What are the signs you need such protection from a possible dog lawsuit? Keep reading to discover the biggest signs you need renter\u2019s insurance because of your canine! <\/p>\n\n\n\n

1. Your Dog Won\u2019t Stop Biting Things<\/strong> <\/h2>\n\n\n\n

If your pooch isn\u2019t aggressive towards other people, you may think you don\u2019t need any renter\u2019s coverage. But ask yourself if your dog has the annoying habit of chewing and biting random things throughout the house. <\/p>\n\n\n\n

Dogs who are prone to biting their owner\u2019s property around the home are that much likelier to chew on a visitor\u2019s belongings as well. In some cases, it may take the pet only seconds to cause thousands of dollars of damage to things like laptops and smartphones. This can open you to legal action via California pet liability laws, but renter\u2019s insurance can help pay for the damage<\/a> and help with your legal fees. <\/p>\n\n\n\n

2. Your Pooch Is Aggressive to Strangers<\/strong> <\/h2>\n\n\n\n

What if your dog hasn\u2019t actually bitten anyone before? In that case, you may feel safe skipping renter\u2019s insurance. But if the animal has a history of acting aggressively toward strangers, then you may need this coverage just in case. <\/p>\n\n\n\n

Why is that? In short, your pooch may just be paranoid, but you have no easy way of telling when that paranoia could spill over into violence until it\u2019s too late. By going ahead and obtaining renter\u2019s coverage, you can protect yourself from the possibility of the animal biting someone who ends up suing you. And, of course, you\u2019ll have the peace of mind that comes from knowing you are protected. <\/p>\n\n\n\n

3. Your Dog Goes Wild at the Local Dog Park<\/strong> <\/h2>\n\n\n\n

So far, we have been focusing on the prospect of pooches causing damage to other people and other people\u2019s property. However, you should also be aware that you could be held legally liable for any damage that your pet ends up inflicting on another dog. <\/p>\n\n\n\n

For that reason, we think you should snag renter\u2019s insurance if you are in the habit of visiting local dog parks. Fortunately, dog liability coverage<\/a> protects you even outside of the home, so you can make those trips to the park that much safer.\u00a0<\/p>\n\n\n

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4. You Frequently Have Guests and Parties<\/strong> <\/h2>\n\n\n\n

Do you like to entertain guests and fancy yourself the life of the party? If so, regularly hosting parties at your home may seem like a no-brainer. But if you frequently have guests over, then renter\u2019s insurance is truly a must-have item. <\/p>\n\n\n\n

The reason for this is that you don\u2019t always know how your dog will react to every guest: a pet that is usually fine around your friends may suddenly freak out around a new person, for example. And the stimuli associated with parties (such as loud music) may cause unexpected aggressive behavior. You can\u2019t always expect the unexpected, but with the right coverage, you can give yourself the protection you deserve. <\/p>\n\n\n\n

5. The Dog Is Unpredictable Around Children<\/strong> <\/h2>\n\n\n\n

You can never be certain whether someone will take you to court over a dog bite. However, if your animal ends up hurting someone\u2019s child, then your odds of ending up in court increase quite dramatically. <\/p>\n\n\n\n

Because of this, you really need to get renter\u2019s insurance if your pooch is unpredictable around kids. Even if he never bit anyone, unpredictable behavior has a tendency to turn aggressive, and it\u2019s important for you to protect yourself and your family ahead of time with very solid liability coverage. <\/p>\n\n\n\n

Get Affordable Renter\u2019s Insurance for Dog Owners in California<\/strong> <\/h2>\n\n\n\n

Now you know the biggest signs that you need renter\u2019s insurance if you have a dog. But do you know who offers the coverage you need at the prices you deserve? <\/p>\n\n\n\n

Here at Cost-U-Less, we help California dog lovers get insurance so solid that it might just make your own<\/em> tail wag. Ready to protect yourself from potential lawsuits while better protecting your property? Call us at (800) 390-4071<\/a> or get a fast and free renter’s insurance quote<\/a> online. You can also find a nearby office<\/a> and visit us in person. <\/p>\n","protected":false},"excerpt":{"rendered":"

What if the biggest sign you need renter\u2019s insurance was right in front of you and you didn\u2019t even know it?  When you rent a home in California, there are many reasons to purchase coverage, but many renters find themselves on the fence about getting it. However, if you own a canine companion, then they […]<\/p>\n","protected":false},"author":1,"featured_media":7204,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[701],"tags":[],"acf":[],"_links":{"self":[{"href":"https:\/\/www.costulessdirect.com\/blog\/wp-json\/wp\/v2\/posts\/7202"}],"collection":[{"href":"https:\/\/www.costulessdirect.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.costulessdirect.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.costulessdirect.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.costulessdirect.com\/blog\/wp-json\/wp\/v2\/comments?post=7202"}],"version-history":[{"count":1,"href":"https:\/\/www.costulessdirect.com\/blog\/wp-json\/wp\/v2\/posts\/7202\/revisions"}],"predecessor-version":[{"id":7205,"href":"https:\/\/www.costulessdirect.com\/blog\/wp-json\/wp\/v2\/posts\/7202\/revisions\/7205"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.costulessdirect.com\/blog\/wp-json\/wp\/v2\/media\/7204"}],"wp:attachment":[{"href":"https:\/\/www.costulessdirect.com\/blog\/wp-json\/wp\/v2\/media?parent=7202"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.costulessdirect.com\/blog\/wp-json\/wp\/v2\/categories?post=7202"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.costulessdirect.com\/blog\/wp-json\/wp\/v2\/tags?post=7202"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}