{"id":6476,"date":"2022-12-12T04:10:03","date_gmt":"2022-12-12T04:10:03","guid":{"rendered":"https:\/\/www.costulessdirect.com\/blog\/?p=6476"},"modified":"2023-05-09T20:31:40","modified_gmt":"2023-05-09T20:31:40","slug":"your-teens-getting-wheels-for-the-holidays-in-california-gift-them-car-insurance-too","status":"publish","type":"post","link":"https:\/\/www.costulessdirect.com\/blog\/your-teens-getting-wheels-for-the-holidays-in-california-gift-them-car-insurance-too\/","title":{"rendered":"Your Teen\u2019s Getting Wheels for the Holidays in California! Gift Them Car Insurance, Too"},"content":{"rendered":"\n
Is your holiday gift for your teenager going to be particularly hard to wrap or put under the tree this year? Is it the young driver’s first car? Be sure to match that whopping surprise with another present, one that admittedly won’t be appreciated nearly as much until later \u2014 a California car insurance policy<\/a>. <\/p>\n\n\n\n The insurance policy will be the most valuable stocking stuffer your teen driver receives this year. Here\u2019s why. <\/p>\n\n\n\n We\u2019re not even counting the fact that auto insurance coverage is mandatory in California, as it is in almost every state in the nation. While that\u2019s real motivation, and your kid\u2019s new wheels don\u2019t leave the driveway without coverage in effect, the need goes far beyond the legal requirement. <\/p>\n\n\n\n You see, young drivers have a certain, er, reputation behind the wheel. Insurance company underwriters long ago realized that drivers in their teens and early- to mid-twenties tend to drive faster and more recklessly, attracting more tickets for moving violations. They also get into more vehicular accidents for which they\u2019re at fault. Statistically, this is particularly true of males. <\/p>\n\n\n\n In addition to their impulsiveness, young drivers are learning safe driving on the job, so to speak. That means that while they might have easily passed their driver\u2019s tests, there\u2019s a whole lot more that drivers pick up over time, simply by making hopefully minor mistakes and correcting bad habits. <\/p>\n\n\n\n Until they get those lessons learned, it can be expensive. In 2020, the National Safety Council estimated<\/a> that the average cost per vehicle of a typical accident, for property damage only, was $4,700. That\u2019s assuming no one is injured or killed. It\u2019s basically the cost of broken glass and crushed metal. <\/p>\n\n\n\n What if your kid\u2019s at fault? You can actually think of your young driver\u2019s full coverage car insurance policy as a gift to yourself. After all, you\u2019re the one who\u2019ll ultimately foot the bill if your teen causes an accident. <\/p>\n\n\nCalifornia Car Insurance Is Critical for Your Young Driver <\/h2>\n\n\n\n