{"id":6262,"date":"2022-07-25T08:43:17","date_gmt":"2022-07-25T08:43:17","guid":{"rendered":"https:\/\/www.costulessdirect.com\/?p=6262"},"modified":"2022-12-21T11:11:41","modified_gmt":"2022-12-21T11:11:41","slug":"what-commercial-insurance-products-do-i-need-for-a-small-business-in-la-or-elsewhere-in-ca","status":"publish","type":"post","link":"https:\/\/www.costulessdirect.com\/blog\/what-commercial-insurance-products-do-i-need-for-a-small-business-in-la-or-elsewhere-in-ca\/","title":{"rendered":"What Commercial Insurance Products Do I Need for a Small Business in LA or Elsewhere in CA?"},"content":{"rendered":"\n
Greater California and the Los Angeles area specifically can be very expensive places to start and run your own small business. Protecting your budding company with all of the commercial insurance<\/a> you need might be even more important here than if you opened for business in a less expensive part of the country. <\/p>\n\n\n\n Not every company needs every form of commercial insurance coverage, of course. Some lines are for specific types of businesses or those facing unique threats. But every California-based new entrepreneur would benefit from an introduction to a comprehensive portfolio of products. <\/p>\n\n\n\n With this information, you can meet with your commercial insurance agent, ask the right questions, and see which plans might be critical to the financial security of your new venture. <\/p>\n\n\n\n Here are just a few of the types of commercial insurance products you might consider. <\/p>\n\n\n\n This is a very basic and mandatory type of coverage if you have employees. It protects against worker injury or illness while on the job. Workers compensation<\/a> might cover anything from an employee getting hurt on a machine or while lifting a heavy object to a case of carpal tunnel syndrome due to repetitive motion or a company driver who gets hospitalized in a road accident. <\/p>\n\n\n\n There are countless ways your people can get hurt. That\u2019s why you need workers’ compensation coverage. Of course, the reality is that some jobs are more dangerous than others. If you\u2019re starting a factory running lathes, saws, and other cutting tools, you can expect to pay more for your workers’ compensation insurance than if you hire a half dozen people for on-site sales and clerical jobs. <\/p>\n\n\nWorkers Compensation <\/h2>\n\n\n\n