{"id":5972,"date":"2022-01-26T09:56:09","date_gmt":"2022-01-26T17:56:09","guid":{"rendered":"https:\/\/www.costulessdirect.com\/?p=5972"},"modified":"2022-12-21T12:02:27","modified_gmt":"2022-12-21T12:02:27","slug":"rental-living-whos-responsible-for-damages-in-your-unit-in-san-bernardino-california","status":"publish","type":"post","link":"https:\/\/www.costulessdirect.com\/blog\/rental-living-whos-responsible-for-damages-in-your-unit-in-san-bernardino-california\/","title":{"rendered":"Rental Living: Who\u2019s Responsible for Damages in Your Unit in San Bernardino, California?"},"content":{"rendered":"\n

Who\u2019s responsible for damages to an apartment unit? Here\u2019s the quick and easy answer: What is yours is your responsibility, and what the landlord owns is the landlord\u2019s responsibility. There are exceptions, but that\u2019s a pretty good rule of thumb. And that\u2019s why it\u2019s so important to have renters insurance<\/a> as a San Bernardino, CA, tenant. <\/p>\n\n\n\n

But first, let\u2019s delve a little deeper into the laws on this topic. <\/p>\n\n\n\n

Who Is Responsible for Damages to the San Bernardino, CA, Unit I Rent? <\/h2>\n\n\n\n

All rented apartments, condos, homes, and other units experience normal wear and tear. This is considered to be the financial responsibility of the landlord. However, the landlord can charge you, generally from your security deposit, for damage considered to be your fault and above and beyond the normal wear and tear the property will undergo over time. <\/p>\n\n\n\n

That only concerns the space itself, though \u2014 the walls, ceilings, and floors, the HVAC, plumbing, electrical systems, and other elements of the unit are what belong to the landlord. <\/p>\n\n\n\n

But what if we\u2019re talking about damage sustained to the property that you own and keep in that rental space? This includes your personal possessions, furniture, electronics, jewelry, collectibles, and other goods. What happens if they\u2019re damaged or destroyed by fire or high winds? What if they\u2019re stolen or vandalized? <\/p>\n\n\n\n

And what if you\u2019re sued by visitors<\/a> for accidents that take place on your rented property? <\/p>\n\n\n\n

In typical situations, all of that would be charged to you, not your landlord. You\u2019d see no financial reimbursement by the party who rented you that living space. <\/p>\n\n\n\n

Why Do I Need Rental Insurance for My San Bernardino Apartment? <\/h2>\n\n\n\n

As stated above, the short way to think about your financial responsibility in this area is that you\u2019re (usually) responsible for the damage or loss of your own property while landlords are (usually) responsible for the damage or loss of their property, the building\u2019s structure. <\/p>\n\n\n\n

That means that replacing your personal property due to theft, vandalism, fire, strong winds or other activity is usually your responsibility. <\/p>\n\n\n

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Additional reasons for buying rental insurance in San Bernardino, CA, include liability protection and temporary housing if you were to be displaced from your rental home or apartment for any reason that is not the fault of the landlord. <\/p>\n\n\n\n

Let\u2019s take a closer look at each of these protections offered by rental insurance for your San Bernardino, CA. rented home or apartment unit. <\/p>\n\n\n\n

Personal Property Replacement or Repair <\/h2>\n\n\n\n

Think of the many calamities that could result in the loss of virtually everything you own. <\/p>\n\n\n\n