{"id":3494,"date":"2015-10-13T16:19:17","date_gmt":"2015-10-13T23:19:17","guid":{"rendered":"https:\/\/www.costulessdirect.com\/?p=3494"},"modified":"2015-10-13T16:19:17","modified_gmt":"2015-10-13T23:19:17","slug":"is-your-home-one-of-the-6-6-million-at-risk-of-storm-damage","status":"publish","type":"post","link":"https:\/\/www.costulessdirect.com\/blog\/is-your-home-one-of-the-6-6-million-at-risk-of-storm-damage\/","title":{"rendered":"Is Your Home One of the 6.6 Million at Risk of Storm Damage?"},"content":{"rendered":"

Homeowner\u2019s insurance<\/a> is a safety net, and for the last two years, few have had to use that safety net to recover from the damages of a tropical storm. Despite this relative calm, preparation is key to minimizing the damage of the next inevitable storm. Will you be prepared? Should you be worried about a tropical storm effecting your home?<\/p>\n

Coastal Areas at Greatest Risk<\/strong><\/p>\n

If you live near the Atlantic or Gulf coasts, it may be time to start preparing for the future. Recently released data shows that, in the event of a significant tropical storm, over 6.6 million American homes could be at risk of damage or destruction. Rebuilding all of these homes would call for almost $1.5 trillion in funding, but before we break down the risk factors by state, let\u2019s establish what this study is referring to as a \u201csignificant tropical storm\u201d.<\/p>\n

This study, conducted by CoreLogic, takes into account all damages caused by a Category 5 or higher tropical storm. To give you a frame of reference, the last Category 5 hurricane on record was 2014\u2019s Hurricane Marie, responsible for $20 million in damages along the coasts of California and Mexico. With winds reaching 160 miles per hour, it\u2019s hard to argue the severity of this storm, and for the 6.6 million homes at risk, this may be a best-case scenario. Worse yet, homes further inland can still be damaged by hurricane-driven flooding.<\/p>\n

The Top 10<\/strong><\/p>\n

Is it time to start comparing home insurance quotes? If you live in one of the following states*, it might be time to start shopping \u2013 but if you shop with Cost-U-Less Direct<\/a>, the process will be a breeze!<\/p>\n

1. Florida: 2,509,812 homes at risk
\n2. Louisiana: 760,272 homes at risk
\n3. New York: 464,534 homes at risk
\n4. New Jersey: 446,148 homes at risk
\n5. Texas: 441,304 homes at risk
\n6. Virginia: 420,052 homes at risk
\n7. South Carolina: 308,415 homes at risk
\n8. North Carolina: 251,487 homes at risk
\n9. Massachusetts: 220,437 homes at risk
\n10. Maryland: 144,522 homes at risk<\/p>\n

This information takes into account the higher residential density present in New York and similarly small-but-populous states.<\/p>\n

What You can Do<\/strong><\/p>\n

If you were surprised to find your state on that list, don\u2019t worry \u2013 there are steps that can be taken to prepare your family, your home, and your finances for the uncertainty of living in a high-risk area. Start by gathering the information you need and learn about your local hurricane evacuation procedures and shelters. Next, prepare a disaster supply kit with light, nutrition, water, basic first aid, and enough cash to get by. Most importantly, share all of the information you gather with your family and make a plan.<\/p>\n

You can even do a few things to make your house more formidable against tropical winds, but note that these are simply ways to lower your risk \u2013 it\u2019s impossible to completely eliminate risks. Trimming branches and trees, securing gutters, reinforcing the frame of your house, and building a certified-safe storm shelter of your home are all ways to reduce the costs and dangers of living in a high-risk area, but for the damages you can\u2019t prevent, a cheap homeowner\u2019s insurance policy can go a long way to preserving your financial security.<\/p>\n

Call or click today for more information on how a homeowner\u2019s insurance policy<\/a> can benefit your home, your family, and your portfolio.<\/p>\n","protected":false},"excerpt":{"rendered":"

Homeowner\u2019s insurance is a safety net, and for the last two years, few have had to use that safety net to recover from the damages of a tropical storm. Despite this relative calm, preparation is key to minimizing the damage of the next inevitable storm. Will you be prepared? Should you be worried about a […]<\/p>\n","protected":false},"author":1,"featured_media":3495,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[720,703],"tags":[364,366],"acf":[],"_links":{"self":[{"href":"https:\/\/www.costulessdirect.com\/blog\/wp-json\/wp\/v2\/posts\/3494"}],"collection":[{"href":"https:\/\/www.costulessdirect.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.costulessdirect.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.costulessdirect.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.costulessdirect.com\/blog\/wp-json\/wp\/v2\/comments?post=3494"}],"version-history":[{"count":0,"href":"https:\/\/www.costulessdirect.com\/blog\/wp-json\/wp\/v2\/posts\/3494\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.costulessdirect.com\/blog\/wp-json\/"}],"wp:attachment":[{"href":"https:\/\/www.costulessdirect.com\/blog\/wp-json\/wp\/v2\/media?parent=3494"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.costulessdirect.com\/blog\/wp-json\/wp\/v2\/categories?post=3494"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.costulessdirect.com\/blog\/wp-json\/wp\/v2\/tags?post=3494"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}