{"id":2731,"date":"2014-07-02T11:12:21","date_gmt":"2014-07-02T18:12:21","guid":{"rendered":"https:\/\/www.costulessdirect.com\/?p=2731"},"modified":"2023-09-06T07:05:06","modified_gmt":"2023-09-06T07:05:06","slug":"does-getting-married-help-you-save-on-car-insurance","status":"publish","type":"post","link":"https:\/\/www.costulessdirect.com\/blog\/does-getting-married-help-you-save-on-car-insurance\/","title":{"rendered":"Does Getting Married Help You Save on Car Insurance?"},"content":{"rendered":"
After all the budgeting for a wedding, auto insurance is probably the last thing on your mind, however there\u2019s good news! If you and your partner choose to share a policy, you may qualify for multi-driver or infrequent driver discounts to get you the cheapest auto insurance<\/a>.<\/p>\n In the world of auto insurance, safer driving and responsible choices equate to lower premiums and cheap auto insurance. The statistics clearly point out that married couples have fewer accidents and injuries than single people. Though the reasons are unclear, most auto insurance companies offer discounts to married couples \u2013 whether it is due to less hours driving, reduced time driving alone, or less likelihood of endangering one\u2019s self or when your loved one is in the car.<\/p>\n Often, as couples get married, many things get joined: bank accounts, living arrangements, DVD collections, and many also decide to combine auto insurance policies. In general, this is a good idea, however there are a couple things to consider before doing so.<\/p>\n If both individuals have good driving records, no gaps in coverage, and safe vehicles, then joining auto insurance policies is a solid win! This also applies for same-sex marriages under Allstate and State Farm. Even if you\u2019re not married, if you have a domestic partnership, insuring multiple vehicles under the same policy will normally yield multi-driver or multi-car discounts. However, proceed with caution if one of you has a bad driving record or is considered a \u201chigh-risk driver,\u201d because if there has been a recent traffic violation or accident, then it will negatively affect the entire policy, and therefore, the premium. You may still save by joining your policies rather than keeping separate ones, so at this point, it may be a good idea to contact an car insurance<\/a> specialist to get a quote.<\/p>\n