{"id":2392,"date":"2014-04-24T14:47:28","date_gmt":"2014-04-24T21:47:28","guid":{"rendered":"https:\/\/www.costulessdirect.com\/?p=2392"},"modified":"2014-04-24T14:47:28","modified_gmt":"2014-04-24T21:47:28","slug":"do-not-drive-your-car-if-its-on-this-gm-safety-recall-list","status":"publish","type":"post","link":"https:\/\/www.costulessdirect.com\/blog\/do-not-drive-your-car-if-its-on-this-gm-safety-recall-list\/","title":{"rendered":"Don't Drive Your Car If It\u2019s On GM Safety Recall List"},"content":{"rendered":"

In the wake of General Motors<\/a>\u2019 (GM) worldwide recall of almost 2.6 million cars due to faulty ignitions which can suddenly shut down engines, GM announced that it would be providing drivers with loaner cars, as well as paying for auto insurance<\/a> on the loaners. This includes GM\u2019s expanded recall of an additional 971,000 small cars that may have been previously repaired with defective switches.<\/p>\n

If the engine shuts off, drivers can lose power steering and power brakes, and may deactivate the air bags, leaving them inoperable if there\u2019s a crash. GM says there have been 13 fatalities linked to the defective ignitions. Congresswoman Diana DeGette of Colorado has called for owners of recalled cars to stop driving them until they could be fixed.<\/p>\n

If your car is on the following list, you could be driving a potential time bomb:<\/strong><\/p>\n

\u2022 2005-2007 Chevrolet Cobalt
\n\u2022 2005-2007 Pontiac G5
\n\u2022 2003-2007 Saturn Ion
\n\u2022 2006-2007 Chevrolet HHR
\n\u2022 2006-2007 Pontiac Solstice
\n\u2022 2007 Saturn Sky<\/p>\n

Owners will be able to use the loaner cars until parts arrive at dealerships to replace the faulty switches. In addition to the free loaner cars, GM is offering affected owners $500 toward a new GM vehicle. The $500 cash allowance offer runs through April 30.<\/p>\n

There are two other problems \u2013 parts supply issues and adequate loaner vehicle insurance coverage. GM will not have enough replacement parts for all of the recalled vehicles until October, leaving some owners without their vehicles for over six months. And finding rental cars for more than two and one-half million drivers is going to be a real problem. According to the American Car Rental Association, the number of available rental vehicles in 2013 numbered 1,950,170.<\/p>\n

And then there\u2019s the insurance dilemma\u2026<\/p>\n

The common auto insurance available on a loaner may leave drivers underinsured. Perso\u00acnal policy collision coverage generally covers only up to the value of your own vehicle. If the loaner vehicle has a higher value than your own car, only the value of the recalled vehicle would apply in the case of a collision.<\/p>\n

Drivers under 25 years of age have another problem \u2013 many companies exclude them from renting cars or they face high surcharges if they do. GM advised their dealers that a parent or guardian could sign the rental contract, and they will cover additional costs and insurance for under-insured drivers.<\/p>\n

Don\u2019t neglect correcting any safety issues with your car \u2013 if you fail to have a known safety defect fixed, your car insurance may not cover you if the defect was responsible for an accident.<\/p>\n

Do you think GM\u2019s response was too slow? Feel free to share your thoughts in the comments section below.<\/p>\n","protected":false},"excerpt":{"rendered":"

In the wake of General Motors\u2019 (GM) worldwide recall of almost 2.6 million cars due to faulty ignitions which can suddenly shut down engines, GM announced that it would be providing drivers with loaner cars, as well as paying for auto insurance on the loaners. This includes GM\u2019s expanded recall of an additional 971,000 small […]<\/p>\n","protected":false},"author":1,"featured_media":2308,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[697],"tags":[119,333],"acf":[],"_links":{"self":[{"href":"https:\/\/www.costulessdirect.com\/blog\/wp-json\/wp\/v2\/posts\/2392"}],"collection":[{"href":"https:\/\/www.costulessdirect.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.costulessdirect.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.costulessdirect.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.costulessdirect.com\/blog\/wp-json\/wp\/v2\/comments?post=2392"}],"version-history":[{"count":0,"href":"https:\/\/www.costulessdirect.com\/blog\/wp-json\/wp\/v2\/posts\/2392\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.costulessdirect.com\/blog\/wp-json\/"}],"wp:attachment":[{"href":"https:\/\/www.costulessdirect.com\/blog\/wp-json\/wp\/v2\/media?parent=2392"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.costulessdirect.com\/blog\/wp-json\/wp\/v2\/categories?post=2392"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.costulessdirect.com\/blog\/wp-json\/wp\/v2\/tags?post=2392"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}