For most teens, obtaining a driver\u2019s license represents freedom, independence, and the first leap into adulthood. However, obtaining a car may be a different story. If you are a parent with a newly-licensed teenager, he\/she may have already tried asking to borrow your car (\u201cTrust me.. I\u2019m licensed now!\u201d). Before handing your car keys (and trust) over to your teen, here are five \u201ccheck-list\u201d items to consider first:<\/p>\n
\u2022 Check your insurance policy<\/strong>. As an adult driver, you\u2019re most likely aware that it is illegal in most states to drive around without car insurance. As such, be sure to add your teenager to your auto insurance policy<\/a>, rather than insuring them separately, to save some money. Bonus: most insurance agencies offer \u201cgood student\u201d discounts for students who maintain a B average, so be sure to ask!<\/p>\n \u2022 Ask questions and gather information<\/strong>. Creating a standard of clear communication and accountability is key to establishing trust with your teen driver. Be sure to gather as much information as possible about your teen\u2019s destination, details about his\/her passengers, departing and arrival times \u2013 anything that will ensure that you are well-informed. Go over some general rules and expectations so that they are rightly accountable.<\/p>\n \u2022 Limit the number of teen passengers<\/strong>. Studies on teen driving safety<\/a> show that the risk of car accidents increases<\/a> with each teenage passenger. Make sure to review your state\u2019s liability laws and ensure that your teenager is not transporting more people than is legally allowed.<\/p>\n \u2022 Conduct a basic vehicle maintenance<\/strong>. Make sure that the car itself is safe for your teenager to drive. Conduct a basic maintenance<\/a> check on your car, including checking your tires, wipers, lights, oil and gas, transmission and washer fluid levels.<\/p>\n