Cost-U-Less "Earn $25" Guarantee

OFFICIAL RULES

Earn $25 Guarantee (the “Guarantee”):

If Cost-U-Less Insurance and its affiliates cannot quote an auto insurance policy with comparable coverages for a total lower annual cost, including fees, we will pay you $25.00. You must be present in one of our offices to claim the guarantee and you must provide all necessary information to obtain a comparable quote. Payment will be in the form of a check and will be sent to you via U.S. Mail promptly after qualification. You must be the primary insured on the policy and you may receive only one $25.00 award per insured policy, regardless of how many insureds are covered under the policy.

Guarantee period:

The Guarantee begins at 8:00 a.m. Pacific Time (“PT”) on June 1, 2009, and ends at 7:59 p.m. PT October 31, 2010.

Eligibility:

The Guarantee is open to legal residents of the United States and the District of Columbia who are at least 18 years of age or older as of the date of visit. Employees and their immediate families (spouse, parent, sibling, child, and respective spouses) and those living in their immediate households, whether or not related, of Cost-U-Less and its respective parents, affiliates, and subsidiaries are not eligible for the Guarantee. Valid only in California. All applicable federal, state, and local laws and regulations apply. No purchase necessary. You must mention the Guarantee advertisement at the time of your quote to be eligible.

Active California Auto Insurance Policy Required:

You must have a currently active and issued California auto insurance policy as demonstrated by a declarations page showing the date of the policy, your name, vehicles and coverages. Insurance ID Cards are not acceptable. The current policy cannot be a policy purchased through Cost-U-Less or its affiliates. For comparison purposes, we will quote you based on the information contained in the declarations page, even if such information has changed.

Claiming Guarantee:

All guarantees must be claimed within 10 days. To claim a Guarantee award of $25, participants must sign the Affidavit and General Release at the time of participation. You must mention the Guarantee advertisement at the time you receive the Cost-U-Less quote and be present in a Cost-U-Less office to be eligible.

How to Get a Quote.

Please visit one of our more than 80 locations throughout California. You must be present in one of our offices to qualify for the Guarantee.

General conditions:

By participating in the Guarantee, participants agree to abide by the terms of these Official Rules and by the determination of applicability of the guarantee by Cost-U-Less Insurance and its affiliates, in its sole discretion, which will be final and binding on all matters pertaining to the Guarantee. Except where prohibited by law, by claiming the Guarantee, each participant agrees that Cost-U-Less and its designees may use his or her name, likeness, city, and state for advertising, promotional, and other purposes in any media now or hereafter known throughout the world (including the right to post entry on Cost-U-Less' Web sites) without further compensation or notification. Neither Cost-U-Less, nor its parent, affiliates, subsidiaries, divisions, advertising, and promotion agencies, or the respective officers, directors, employees, or agents of the foregoing (collectively, the “Released Parties”) are responsible for (i) any injury, losses, or damages of any kind resulting from participation in the Guarantee or acceptance, possession or use of any payment; or (ii) any warranty, representation, or guarantee express or implied, in fact or in law, relative to any award. If for any reason the Guarantee is not capable of running as planned, including infection by computer virus, bugs, tampering, unauthorized intervention, fraud, technical failures, or any other causes beyond the control of the Company, which corrupt or affect the administration, security, fairness, integrity, or proper conduct of the Guarantee, Cost-U-Less Cost-U-Less Insurance and its affiliates reserve the right at its sole discretion to disqualify any individual who tampers with the entry process, and to cancel, terminate, modify, or suspend the Guarantee. Released Parties assume no responsibility for any error, omission, interruption, deletion, defect, delay in operation or transmission, communications line failure, theft, or destruction or unauthorized access to, or alteration of, participants. Released Parties are not responsible for any problems or technical malfunction of any telephone network or lines, computer online systems, servers, or providers, computer equipment, software, failure of any e-mail or entry to be received by Cost-U-Less Insurance and its affiliates on account of technical problems or traffic congestion on the Internet or at any Web site, or any combination thereof, including any injury or damage to participant's or any other person related to or resulting from participation in the Guarantee.

REFERRAL OFFER

Any current Cost-U-Less Insurance customer that refers a friend or family member that has not previously been a customer of Cost-U-Less Insurance for insurance can earn a $25.00 referral fee. All you have to do is make sure the individual you refer clearly identifies they were referred at the time of the quote and we will mail you a $25.00 check. We appreciate your referral’s.

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